We saw a gap in the traditional construction insurance market. Their focus was coverage, but we went further to make businesses safer, stronger, and more profitable.
OUR MISSION
To bring tailored claims control and risk management support to sophisticated contractors that want more than what the traditional insurance market is providing. More safety. More claims control. More profit.
We Built a Program for People Like Us.
If you're part of a best-in-class construction firm, you are the reason we built the Centurion construction risk captive program. You've seen the same gaps in the insurance market that we have, they bother you too, and that's why you're here. That's why you should consider joining us.
We're part of an elite network of captive insurance programs within CIRCA, Ltd, and we all share a singular focus—construction. Because of that, our knowledge runs deep. We are very familiar with the unique needs, challenges, and risks that come with operating in the construction industry.
More than insurance experts, we're safety educators, strategic partners, and profit growers. Some might even call us safety obsessed—and we wear that title with honor. While we provide great coverage, our work goes far beyond that—we help you cultivate a culture of safety where losses are prevented, claims are carefully controlled, and profits are enhanced. Not sounding like your traditional insurance program? Good.
We’re decidedly non-typical. We’re builders who own our own insurance program and work on some of the most challenging construction projects around the country. Standard insurance won’t cut it.
Built for Safety
Safety is the heart of everything we do. Over the years, we’ve learned that when safety comes first, everything else gets better: employees go home healthy, job sites run smoother, claims shrink, and profitability rises. We’re here to help you build a true safety culture. We know that better loss prevention leads to better outcomes across the board. Our members are 110% committed to safety—actively sharing best practices, problem-solving together, and holding each other to higher standards. When one of us becomes safer, we all do—and that means better quality of life for your teams and stronger results for your business.
Built for Control
Control isn’t something you get from traditional insurance—but it’s a core feature for Centurion members. As a member-owned captive, you have a say in how your insurance program is structured and run. You’re not just paying into someone else’s system—you help design it, guide it, and benefit from it. Real control means you’re an active part of the solution: driving safety improvements, influencing claims handling, and knowing exactly where your dollars go. It’s insurance built around you.
Built for Profit
When you take control and lead with safety, profit naturally follows. In the traditional market, insurance companies pocket the rewards of your loss reduction—but with Centurion, those profits come back to its members. Fewer claims and smarter risk management mean more cash flowing back into your business. It’s a smarter, more innovative way to protect your people and your bottom line at the same time.
Built for Collaboration
No one gets better alone. Our program is made for contractors who understand that collaboration beats competition when it comes to safety and risk. As a member, you join a network of like-minded leaders who freely share ideas, proven strategies, and real-world solutions. Whether it’s a roundtable or a quick call to help tackle an issue, our members know that every bit of shared insight makes us all stronger. We don't just raise the bar—we help each other over it.
Built for Elite Contractors
Centurion isn’t for everyone—and that’s intentional. We’re built for construction companies who are already among the best at what they do and want to keep getting better. Our members are serious about safety, committed to controlling their risk, and driven to take ownership of their results. If that sounds like you, keep looking through our site to learn more about us, send us a message, or go ahead and apply now.