
Better risk management means safer work environments, fewer claims, and profits returning to our members.
Safety is our foundation
At Centurion, safety isn’t just a priority, it’s the foundation our risk management program is built on. More than a means to gain control or drive profit, it's the force that strengthens every part of your business. Managing risk at a high level requires a high-level focus on loss prevention, and helping you intensify your focus is where we excel. We’ve seen how a strong culture of safety transforms teams, reduces risk, and fosters growth—and when safety is your foundation, good results follow.
Risk reduced…together
As a Centurion member, you gain the invaluable asset that a standard insurance carrier can't provide—real relationships with fellow construction business leaders across the country. You'll become part of a peer-driven network custom built for sharing knowledge, experience, and real-world solutions. That collaboration is one of the most unique and helpful aspects of our risk management program—something traditional solutions can't provide.
Whether it's sitting together at a member roundtable or connecting with a fellow shareholder for quick piece of advice, collaboration is how we lead. Our success is collective—we’re always helping each other go further and stay safer. And as safety standards rise, so does morale, operational control, and profitability.
A proactive approach
Every Centurion member is measured against pre-established, captive-specific best practices and receives customized risk-control offerings to consistently perform above industry benchmarks. Risk management includes both in-person and online training and support.
A prime example of how we provide the tools and training needed to be safer is our leveraging of group purchasing power to provide dashboard cameras in all members’ commercial fleet vehicles. This gives business owners and safety directors clear insight into driving behaviors and potential fleet exposures. The cameras pay off with great results like improved driving characteristics, improved frequency results, and a reduction in bogus claims. Centurion members also are automatically enrolled in continuous MVR monitoring, meaning you always have the most up-to-date driving records for your employees.
Rapid response time
We set the bar high for safety, but we know the reality is that situations occur no matter how hard you work to prevent them. Because a quick response is critical in making an accurate assessment, we provide boots-on-the-ground availability within 24-48 hours for all of our members. Whether it’s a significant near miss or a loss event, we come straight to you and assist your team in identifying the root causes of the event. Once the dust settles and we have our hands around the situation, we provide sound guidance for what comes next. Does your plan need to be tweaked to account for this safety gap? Do we need to facilitate more training as a follow up to the incident? We thoroughly evaluate every aspect of what occurred and guide you to a safer position moving forward.
Smart Risk Management = Money in Your Pocket
After three years as a member of Centurion, your business is eligible to receive surplus distributions based on your historical performance and the captive’s performance.